A commercial warranty (also referred to as Latent Defects Insurance) protects property owners or developers from the potential of costly defects. Using our commercial building warranty, which is a first party insurance policy, replaces the need for a collateral warranty.
To support transparency when it comes to selecting a structural warranty provider we will issue Insurance Product Information Documents (IPID) for all warranty schemes with any new quotation. View the IPIDs for our Commercial Warranty.
Flexible cover period of 10 or 12 years’ cover
Financial Limits Up to £10m
Full risk transfer from year one of cover* (The first 12 months of cover is excluded in respect of claims relating to the waterproof envelope, roads and/or car parks)
Includes protection for external car parks and associated drainage
Additional costs, Removal of debris and Professional fees
Additional cover available for seepage, business interruption and loss of rent payable or receivable
As well as cover against structural defects you will also receive:
Your local and experienced Risk Management Surveyor will guide you through the build process offering onsite technical advice.
Ensuring you meet building standards at each key construction phase reducing the risk of possible structural defects.
Have confidence in our approved products knowing our team thoroughly audit manufacturers on design, quality control, assembly, transportation and onsite construction.
For RIBA or CIAT members
Discuss your project with our dedicated Account Managers and receive a bespoke quotation based on the complexity of your build.
On review of your designs, our team will provide advice for meeting build requirements, before creating a bespoke technical inspection plan for your build.
Your Risk Management Surveyor will undertake onsite inspections in line with the construction of your development.
On final inspection your Risk Management Surveyor will approve your project so you can receive your Certificate of Insurance.
Rest assured knowing your development is covered from day one, with full risk transfer after the Defects Insurance Period.
Cover for Refurbishments and Conversions are available under our Commercial Warranty. Before placing an order, we can undertake a pre quote refurbishment assessment to ensure you can meet our standard risk requirements, avoiding any potential site delays.
Download our Refurbishment and Conversion checklist for information on the technical requirements.
Premier Guarantee offer us an efficient solution which has kept us under budget for warranty and building control. Their inspector’s knowledge and ability helps us overcome difficult details. We respect and enjoy working with the surveyors and overall find them very professional.
Berkeley Homes, Kidbrooke Village, Phase 4
We have worked with Premier on a large number of our luxury and high-end London projects and have found their approach highly practical in ensuring we can deliver to the most exacting of standards.
Chris Langdon, Development Director, Ardmore
Premier Guarantee provide the full package: cost management, risk management, quality assurance, quality of service and assurance that our customers are going to receive the support from a warranty package that ultimately they have purchased. Premier Guarantee integrate into the on-site management team in order to build relationships and provide the best account support they can.
Dorchester Living, Heyford Park
Register with Premier Guarantee to gain access to our comprehensive range of Structural Warranties and Building Control
As an Approved Inspector, we can also provide you with your Building Control requirements.
Download your copy of the latest Premier Guarantee Technical Standards
We provide free Road and Sewer Bonds subject to terms and conditions which includes an assessment of Developer or Builder experience.
Using MMC or non traditional systems on site? Check our approved systems list to see if they are accepted under a Premier Guarantee Warranty.