A commercial warranty (also referred to as Latent Defects Insurance) protects property owners or developers from the potential of costly defects. Using our commercial building warranty, which is a first party insurance policy, replaces the need for a collateral warranty.


To support transparency when it comes to selecting a structural warranty provider we will issue Insurance Product Information Documents (IPID) for all warranty schemes with any new quotation. View the IPIDs for our Commercial Warranty.

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Summary of cover

Are your building costs over £25M?

Service Benefits

As well as cover against structural defects you will also receive:

How we work with you

1. Get a quote

Discuss your project with our dedicated Account Managers and receive a bespoke quotation based on the complexity of your build.

2. Technical Audit

On review of your designs, our team will provide advice for meeting build requirements, before creating a bespoke technical inspection plan for your build.

3. Construction

Your Risk Management Surveyor will undertake onsite inspections in line with the construction of your development.

4. Completion

On final inspection your Risk Management Surveyor will approve your project so you can receive your Certificate of Insurance.

5. Cover

Rest assured knowing your development is covered from day one, with full risk transfer after the Defects Insurance Period.

Undertaking a refurbishment or conversion?

Cover for Refurbishments and Conversions are available under our Commercial Warranty. Before placing an order, we can undertake a pre quote refurbishment assessment to ensure you can meet our standard risk requirements, avoiding any potential site delays.


Download our Refurbishment and Conversion checklist for information on the technical requirements.


Additional Services

Ready to secure your warranty?

View All Our Structural Warranties